Important Reasons You Should Always Have a Life Insurance Policy Life insurance is something that too few people have today. A possible reason is that it is not always comfortable thinking about end-of-life issues or expenses. The reality is that this type of insurance can make a real difference in the lives of the people […]
Choosing The Right Life Insurance Policy Life insurance is designed to provide a beneficiary with a sum of money upon a policyholder’s death. The sum is based on the contract between an insurance company and the policyholder as well as the amount of premiums paid. A life insurance premium can be paid on a regular […]
Where to Buy Disability Insurance Disability insurance may not always be a necessity, but when the time comes you are unable to work due to an accident, it can be a lifesaver. It’s important to know that not all disability insurance policies are created equal. Some will have better monthly rates and coverage than others. […]
Understanding the Differences Between Short Term and Long Term Disability Short-term and long-term disability insurance is designed to replace your income if you are unable to work due to a sickness or accident that is non-work related. Although the fundamentals are the same for both, each serves a different purpose. It is estimated that one […]
How to Find a Health Insurance Policy that is Good for You For any particular individual, the best health insurance companies will not be those that are “best” according to some abstract criteria. Instead, they will be the ones that have products that fit your needs well. This will depend upon a great many factors, […]
Know What Is Covered By Disability Insurance Disability insurance is designed to replace some of a persons income when they have been determined to be disabled and unable to work. In certain situations, it can replace up to 65 percent of a person’s gross income on a tax-free basis. The amount is based on person’s […]
The Benefits of Having Disability Insurance Unfortunately, many things happen in life that we don’t plan for, but probably should have. Suffering a disability that keeps you out of work is just one of many unplanned situations. But, the purchase of a disability insurance policy is something that can help you plan for this type […]
Disability Insurance Coverage Provides Superior Protection The true long-term cost of an accident can often place considerable stress on financial resources. The additional protection provided by both long term disability and short term disability insurance policies may be needed in order to ensure lost wages and earnings are less likely to create problems for those […]
What Does Health Insurance Cover? Health insurance is something that just about every person should have, and the Affordable Care Act has made it so that just about everyone can get health insurance, whether it is offered at their job or not. There are many different health insurance plans that cover different things based on […]
What You Need to Know About Health Insurance The Affordable Care Act passed a few years ago made it easier for people to get affordable health care. But even with the law in effect, there is still a wide range of costs and coverage levels. Here are some things you should know about health insurance […]